Tips for Buyers
Buyer Tips: expert advice from the real estate agency Imperium Immobiliare.
Reserve Fund and Building Manager: What to Check Before Buying an Apartment
Before buying an apartment, check the reserve fund (pričuva), the building manager and the balance of the building's joint account, as your monthly costs and the value of the property depend on them.
Apartment Purchase Costs: What to Factor In Besides the Purchase Price
An overview of the additional costs an apartment buyer pays on top of the advertised price, from real estate transfer tax to expenses after moving in, with tips for a realistic budget.
Buying an Apartment: 7 Checks Before Signing the Preliminary Contract
What to check before paying the deposit: ownership, encumbrances, permits, division into condominium units and deadlines.
Buying Property – Is It Better to Buy Now or Wait?
The question almost every buyer asks is: is 2026 the right year to buy a property, or is it wiser to wait? The answer depends on market conditions, but also on the buyer's personal circumstances. Market conditions in 2026…
Buyers vs. Investors: Who Is Currently Dominating the Real Estate Market
In 2026, the real estate market clearly shows changes in the structure of demand. After a period in which investors played a strong role, the return of buyers purchasing property for their own…
The Psychology of Buying: Why People Buy with Their Hearts, Not Calculators
Every property purchase begins in the head but ends in the heart. People like to think they are rational, that they calculate and analyse. But the moment they step into a space that “strikes” them, all the formulas go out the window. Buyers don't choose…
Buying a House in the Countryside in 2025: Escape from the City or a Smart Investment?
In recent years, more and more people have been thinking about buying a house in the Croatian countryside. The reasons vary – from the desire for a quieter life and an escape from city crowds to the search for a good investment. But is 2025…
Inflation and Interest Rates: How Do They Affect Home Loans in Croatia?
In 2025, inflation and interest rates have become the main topics for anyone considering buying a property or taking out a home loan. The Croatian property market remains dynamic, but changes in the financial…
🏡 New Croatian Government Measures for Affordable Housing – What Do They Mean for Buyers and Investors?
Affordable housing is becoming a key topic on the Croatian property market in 2025. The Government has announced a series of new measures aimed at making it easier to buy a first home and making the market more accessible to young families and…
Everything About Buying Your First Property, VAT Refunds and Tax Exemptions
✅ New Incentives for First-Time Buyers in 2025 – Everything You Need to Know About VAT Refunds and Tax Exemptions. Buying your first property is one of the most important financial and life decisions. But thanks to the Government's new measures…
Top 5 Cities in Croatia for Buying an Apartment in 2025: Where Is It Worth Investing?
Planning to buy an apartment? Location is still everything. Whether you are buying an apartment to live in or as an investment, one question always comes first: where? In 2025, the property market in Croatia is showing interesting…
Buying a Villa on the Adriatic: 7 Key Tips
Buying a villa on the Adriatic can be a dream come true. A beautiful coastline, crystal-clear sea and a Mediterranean climate make the Adriatic one of the most attractive destinations for buying property. If you are thinking of investing in a villa on…
How to Check Property Ownership Before Buying
This is one of the key steps before investing in a property, and it is important to know how to access the right information. Understanding what you are actually buying: when buying a property, you are not just buying a building or an apartment, but a plot…
How to Check Whether a Building Has an Occupancy Permit: Key Tips for Property Buyers
When buying a property, one of the key documents to pay attention to is the occupancy permit (uporabna dozvola). This document is essential for applying to state-subsidised programmes and is necessary for obtaining…
A Guide to Buying Your First Apartment in Croatia
Defining your preferred locations: Create a list of desired neighbourhoods and research their advantages and disadvantages. Visit these areas at different times of day to get a feel for the atmosphere and talk to local…
Real estate in Zagreb: Imperium Immobiliare's guide to a successful purchase
Zagreb, the heart of Croatia and a central point of Europe, is becoming increasingly popular among real estate investors. With its unique combination of historic charm and modern urban appeal, Zagreb is an ideal place for those…
Applications closed: here is how many subsidised loans have been approved so far and at what interest rates
In the sixth round of the call for applications, the Agency for Transactions and Mediation in Immovable Properties (APN) received a total of 4.739 applications for housing loan subsidies, the responsible ministry reported on Saturday, after having…
Buying property through a real estate agency
You have decided to buy your first property and are wondering how to start the search, or whether to buy a property on your own or have a real estate agency handle it all for you. If you engage an agency, you may be wondering…